Finsova Fintech — Financial Infrastructure & API Platform

CERT-In Audited

Govt Security Audited

PCI-DSS Level 1

Highest Card Compliance

ISO 27001 Certified

Information Security

SOC 2 Type II

Enterprise Security

RBI Compliant

PPI & Trustee Framework

Our Solutions

Enterprise Financial Infrastructure

Plug-and-play APIs, payment gateways, and white-label portals designed for speed, security, and scale.

UPI Collection API

Dynamic QR codes, Intent UPI, and automated webhook callbacks for real-time customer payments and auto-reconciliation.

Explore UPI Collection

Connected Banking & Payouts

Multi-bank account management, 24x7 automated IMPS/NEFT vendor payouts, and automated bulk salary disbursements.

Explore Connected Banking

Payment Gateway

Accept payments across Credit/Debit Cards, Net Banking, UPI, and Wallets with sub-second checkout speeds and low TDR.

Explore Gateway

Digital Escrow Accounts API

Bank-backed trustee escrow account architecture for B2B transactions, P2P lending, and milestone-based fund releases.

Explore Escrow API

Virtual Accounts Collection API

Assign unique Virtual Account Numbers (VAN) to every customer or invoice with 100% automated NEFT/RTGS reconciliation.

Explore Virtual Accounts

Prepaid Card Issuance API

Issue physical & virtual co-branded RuPay & Visa prepaid cards for employee payroll, gift cards, and expense management.

Explore Prepaid Cards

Wallet as a Service (WaaS)

RBI PPI compliant digital wallet infrastructure to launch closed, semi-closed, and customer reward wallets under your brand.

Explore WaaS

KYC & KYB Verification APIs

Instant Aadhaar, PAN, GSTIN, Passport, Driving License, and corporate ROC business verification APIs.

Explore Verification APIs

Bank Account Validation API

Penny Drop bank validation to instantly verify beneficiary account active status and account holder registered name.

Explore Bank Validation

White-Label Portal & Software

Launch your branded B2B fintech portal under your custom domain with multi-level agent hierarchy & commission controls.

Explore White-Label Portal

BBPS Bill Payments

Instant utility payments for Electricity, Water, Gas, FASTag, Landline & Loan EMIs with real-time receipt generation.

Explore BBPS

Mobile & DTH Recharge

High-commission prepaid mobile recharges across Jio, Airtel, Vi, BSNL, and major DTH providers nationwide.

Explore Recharges

Holiday Packages & Hotel Booking

Customized Holiday Tour Packages, 500,000+ Hotel & Resort reservations, and Interstate Bus ticket APIs.

Explore Holiday & Hotels

Education Fee Payments

Streamlined fee collection infrastructure for schools, colleges, and coaching institutions nationwide.

Explore Fee Portal

Tailored Solutions

Built for Every Business Industry

From retail Kirana outlets to fast-growing fintech unicorns and enterprise B2B platforms.

E-Commerce & D2C

Accept online payments via Payment Gateway & Dynamic UPI QR with automated instant refunds and T+0 settlements.

Explore Gateway

Retail Outlets & Kiranas

Earn daily commissions providing BBPS Utility Bill Payments, Mobile Recharges, and Holiday Packages to local customers.

Become a Saathi

NBFCs & Lending

Instant Penny Drop Bank Validation, KYC Verification APIs, Virtual Accounts Collection, and 24x7 IMPS loan disbursements.

Explore Verification

Neo-Banks & Distributors

Launch your custom-branded B2B fintech portal with multi-level agent hierarchies, Prepaid Cards, and WaaS digital wallets.

Explore White-Label

Easy Onboarding

Go Live in 3 Simple Steps

Start collecting payments and disbursing funds in less than 30 minutes.

1. Instant Digital Sign-Up

Register online and complete paperless digital KYC verification with Aadhaar & PAN in under 5 minutes.

2. API Keys & Sandbox Test

Access production API keys, Postman collections, and test webhook callback flows in our developer sandbox environment.

3. Start Processing & Scale

Go live immediately with 24x7 automated T+0 bank settlements, real-time webhooks, and dedicated partner support desk.

Why Finsova

Enterprise Security & Unmatched Reliability

Built with bank-grade encryption, 99.99% SLA availability, and developer-first REST APIs.

SOC 2 & PCI-DSS Ready

Highest industry security standards protecting all partner transactions, payment gateways, and sensitive data.

Sub-Second Processing

Ultra-low latency transaction responses designed to eliminate customer payment drop-offs.

24x7 Priority Support

Dedicated relationship managers and WhatsApp support desk for enterprise & retail partners.

Frequently Asked Questions

Got Questions? We Have Answers

Everything you need to know about Finsova APIs, settlements, and partner onboarding.

How fast can I integrate Finsova APIs into my app or website?

Our RESTful APIs and pre-built Web/Mobile SDKs allow developers to go live in under 30 minutes. We provide Postman collections, sandbox staging environments, and sample code in cURL, Node.js, Python, PHP, and Java.

What is the settlement timeline for UPI Collections and Payment Gateway?

Finsova supports instant T+0 real-time settlements as well as automated T+1 cycles directly into your connected corporate bank accounts without waiting for traditional banking delays.

Can I launch my own branded Fintech Portal using White-Label software?

Yes! Finsova White-Label software lets you launch a complete B2B fintech portal under your custom domain and brand logo with full Payin, Payout, BBPS, Recharge, and multi-level distributor hierarchy controls.

Are Finsova APIs secure and compliant with RBI guidelines?

Yes, our infrastructure is CERT-In audited, PCI-DSS Level 1 certified, and compliant with RBI PPI & Trustee Escrow guidelines featuring SHA-256 HMAC request signing and 256-bit TLS encryption.

UPI Collections, Connected Banking & Fintech API Infrastructure