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DMT · IMPS · NEFT · Account Verification

Send money in
seconds with
DMT

Help customers transfer money to any bank account across India using IMPS/NEFT. Perfect for migrant workers and families—instant confirmation, digital receipts, and commissions on every transfer.

🏪 Become a Saathi How DMT Works ↓
📋 Overview 🔁 Flow 📌 Limits 🔒 Security ❓ FAQ
⚡
Instant
IMPS transfers
₹
Earn Daily
Commission per txn
💸
DMT Snapshot
What you can offer
1
Register Sender
OTP + basic details
Fast
2
Add Beneficiary
A/C + IFSC verify
Required
3
Transfer Money
IMPS / NEFT
Live
🧾
Instant Receipt
SMS + reference ID for support
DMT Explained

What is DMT?

DMT (Domestic Money Transfer) lets your customers send money to any bank account in India. You collect cash, initiate transfer from your dashboard, and the receiver gets money via IMPS/NEFT.

Benefits for your outlet
👷
High demand service
Most requested by migrant workers and families.
💰
Earn per transfer
Commission on every successful IMPS/NEFT transaction.
✅
Account verification
Reduce wrong transfers with beneficiary verification.
Best for
Kirana · CSC · Labour hubs · Bus stands · Industrial areas
DMT Transaction Preview
Typical IMPS transfer
📲
Recipient
HDFC Bank • A/C XXXX8421
Amount
₹ 5,000
Status
Success
✓
Your Commission
₹ 25
*Example only (actual varies by slab)
See flow → Limits
Step-by-Step

How DMT Works

Sender registration → beneficiary addition → money transfer (IMPS/NEFT) → receipt.

👤
Step 1
Register Sender

Enter sender mobile number and basic details. OTP verifies the sender instantly.

1
Enter sender mobile number
2
Fill name + basic details
3
OTP verification
4
Sender profile created
🏦
Step 2
Add Beneficiary

Add recipient bank account and IFSC. Verify details to reduce wrong transfers.

1
Enter beneficiary name
2
Add A/C number + IFSC
3
Optional account verification
4
Beneficiary added
💸
Step 3
Transfer Money

Enter amount and choose IMPS (instant) or NEFT (bank timings). Receive success/fail instantly.

1
Select beneficiary
2
Enter amount
3
Choose IMPS/NEFT
4
Receipt + reference ID
ℹ️ Tip: Always confirm beneficiary details (name + last 4 digits) before sending.
Transfer Limits

Daily & Per-Transaction Limits

Limits depend on sender profile and banking rules. Your dashboard shows the live available limit for every sender.

Typical transfer rules
📌
IMPS
Instant transfers (24x7) subject to bank availability.
🏦
NEFT
Works in NEFT batches; timing depends on bank processing windows.
🧾
Live limit display
Your app shows exact available limit for the sender before transfer.
Tip
If a large amount is needed, split into multiple transfers as per the sender limit.
What the customer needs
📱
Sender mobile number (OTP)
🏦
Recipient account number + IFSC
✅
Correct beneficiary name (avoid errors)
Need help? FAQ
Secure Transfers

Safe DMT Processing

Every transfer is logged with reference IDs, encrypted connectivity, and monitoring for reliability and quick resolution.

🏪
Outlet
Cash collected
→
🌐
Finsova Gateway
Encrypted API
→
🧠
Risk Checks
Monitoring
→
🏛️
Bank Rails
IMPS/NEFT
→
✅
Confirmation
Receipt + SMS
🔒
Encrypted Connectivity
Sensitive transfer data is protected using encrypted channels.
🧾
Audit Trail
Receipts include transaction reference IDs for tracking and support.
👁️
Monitoring
Live monitoring helps prevent misuse and improves success rate.
⚡
Fast Resolution
Raise a ticket in-app with reference ID for quick resolution.
DMT FAQ

DMT Questions?

Common queries from customers and outlet owners.

⚡
How fast is IMPS?
IMPS is usually instant. In rare cases, bank delays may occur, but you will get status in the dashboard.
🏦
When does NEFT settle?
NEFT works in batches and depends on bank processing windows. Your dashboard shows the live status.
✅
How do I avoid wrong transfers?
Confirm beneficiary details carefully and use account verification where available before transfer.
🔄
What if transaction fails?
The system shows failure instantly. If any issue remains, raise a support ticket using the reference ID.
💰
How do I earn from DMT?
You earn commission on successful transfers, visible instantly in your dashboard.
🧾
Do customers get proof?
Yes, customers receive confirmation/receipt and reference IDs for transparency.
Talk to Support →
Start Money Transfer

Offer DMT at your shop
and earn daily

Free onboarding · Instant IMPS · Dashboard receipts · Fast approvals

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