AEPS · Cash Withdrawal · Balance Check · Mini Statement

Turn your shop into an
AEPS
Banking Point

Serve customers with Aadhaar-enabled banking in minutes. Withdraw cash, check balance, print mini statements — all from one secure Finsova dashboard. Built for Indian MSMEs & Kirana outlets.

🏪 Become a Saathi How AEPS Works ↓

📋 Overview 🔁 AEPS Flow 🖐 Biometric Device 🔒 Security ❓ FAQ

⚡

< 10 sec

Avg. AEPS confirmation

₹

Daily Earnings

Commission on every txn

🏦

AEPS Banking Snapshot

What you can do at your outlet

✓

Cash Withdrawal

Aadhaar + Fingerprint

Live

✓

Balance Enquiry

Instant bank response

Live

✓

Mini Statement

Last transactions list

Popular

🖐

Device Required

Biometric scanner (Mantra/Morpho compatible)

AEPS Explained

What is AEPS Banking?

AEPS (Aadhaar Enabled Payment System) lets customers access basic banking using Aadhaar + fingerprint. You become the local banking point for cash withdrawal, balance enquiry and mini statement.

Key Benefits

💸

Extra daily footfall

Customers visit you for cash, and buy from your shop too.

📈

Commission on every transaction

Earn per withdrawal, balance enquiry and mini statement.

🧾

Instant receipt + SMS

Transparent proof for the customer; fewer disputes.

Best for

Kirana · Pharmacy · CSC · Mobile shop · Rural outlets

AEPS Transaction Preview

Typical cash withdrawal flow

🧩

Service

AEPS Cash Withdrawal

Amount

₹ 2,000

Status

Success

✓

Your Commission

₹ 18

*Example only (actual varies by slab)

See full flow → Device guide

Step-by-Step

How AEPS Works at Your Outlet

From Aadhaar entry to fingerprint authentication and receipt generation — everything in one simple flow.

🏧

Most Used

Cash Withdrawal

Customer withdraws cash using Aadhaar + fingerprint. Money is debited from their bank and you give cash from your outlet float.

Select AEPS → Withdrawal

Enter Aadhaar + Bank (IIN)

Fingerprint scan on device

Success → Give cash + receipt

📊

Quick Service

Balance Enquiry

Customer checks bank balance instantly. Great for pensioners, rural customers, and daily wage earners.

Select AEPS → Balance

Enter Aadhaar + Bank

Fingerprint auth

Balance shown + receipt

🧾

High Trust

Mini Statement

Customer gets a list of recent transactions. Helps reduce disputes and improves transparency.

Select AEPS → Statement

Enter Aadhaar + Bank

Fingerprint auth

Statement printed / SMS

ℹ️ Note: AEPS requires a compatible biometric device and clear fingerprint capture.

Device & Setup

Biometric Device Guide

Use a compatible fingerprint scanner to authenticate transactions quickly and reliably.

What you need

📱

Android phone (6+ recommended)

🖐

Biometric scanner (Mantra / Morpho compatible)

✅

Registered outlet + approved KYC

Tip for better success rate

Ask customers to clean finger, avoid wet hands, and retry with another finger if needed.

Setup steps

Connect device

Plug OTG / connect as per device type.

Open Finsova Saathi App

Go to AEPS section → Run device test.

Start transactions

Fingerprint auth → Confirm → Print/SMS receipt.

Need device help? Read FAQ

Safety First

Secure AEPS Processing

Every AEPS request travels through a secure pipeline with encryption, monitoring, and real-time risk checks.

🏪

Outlet

AEPS initiated

→

🌐

Finsova Gateway

TLS-encrypted

→

🔐

Risk Checks

Fraud signals

→

🏛️

NPCI Rail

AEPS auth

→

✅

Receipt

SMS + print

🔒

TLS Encryption

All AEPS traffic is encrypted in transit to keep customer data protected.

🧠

Risk Monitoring

Real-time monitoring flags abnormal patterns and helps prevent misuse.

🧾

Receipts & Audit Trail

Every AEPS txn generates a traceable record with reference IDs for support.

☁️

High Uptime Infra

Built to handle peak loads with stable performance for your daily earnings.

AEPS FAQ

Questions about AEPS?

Clear answers for shop owners, operators and distributors.

🖐

Is a biometric device mandatory?

Yes. AEPS requires fingerprint authentication. Use a compatible scanner and OTG support on mobile.

⏳

What if fingerprint fails?

Retry with a clean finger, adjust pressure, or try another finger. In some cases, customers may have poor biometric quality.

🧾

Will the customer get proof?

Yes. You can provide receipt print/SMS confirmation with reference number, improving trust and reducing disputes.

💸

How do I earn from AEPS?

You earn a commission on eligible AEPS transactions. Your dashboard shows earnings in real time.

🔄

What about failed/declined transactions?

The system shows live status. If a transaction fails, it is auto-handled per banking rails; you can raise a ticket with the reference ID.

🏪

Who can offer AEPS at their shop?

Any approved Saathi outlet with valid KYC and device setup can offer AEPS services.

Talk to Support →

Turn your shop into an AEPS Banking Point