Settlement API · IMPS Payouts · Instant Merchant Settlement · Webhook Status · Dashboard

Instant Settlement
via IMPS API
for your business

Settle collections, pay merchants, vendors, or customers instantly using IMPS rails. Plug our Settlement API into your platform for fast payouts, real-time status updates, and receipts/ledger support—built for BBPS, utility payments, and POBO flows.

🚀 Enable Settlement API How it Works ↓

📋 Overview 🔁 Flow 🧾 Use Cases 🔒 Security ❓ FAQ

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IMPS Payouts

Instant settlement rails

🔁

Realtime Status

Webhook + dashboard

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Settlement Snapshot

Typical IMPS payout flow

Create Payout

Beneficiary + amount

API

IMPS Transfer

Bank rails processing

Fast

Status + Receipt

Webhook + ledger

Live

📊

Dashboard + Reports

Download settlement reports

Settlement API Explained

What is Settlement API (IMPS)?

Settlement API lets you trigger instant IMPS payouts to bank accounts from your system. Ideal for merchant settlements, customer refunds, vendor payouts, and BBPS/utility collection settlement— with real-time tracking, unique reference IDs, and downloadable reports.

Why teams use it

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Instant settlement

IMPS rails for fast merchant/vendor/customer payouts.

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Realtime status

Webhook callbacks + dashboard visibility for every payout.

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Clean reconciliation

Unique reference IDs, receipts, and settlement reports.

Best for

BBPS & Utilities · Aggregators · Marketplaces · SaaS · Distributors · POBO flows

Payout Preview

Typical IMPS settlement

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Beneficiary

Merchant / Vendor (Example)

Amount

₹ 25,000

Status

Processing

⟳

Features

Webhook + UTR/Ref ID + Reports

*Availability & limits may vary by bank/rail

See flow → Use cases

Step-by-Step

How Settlement API Works

Create payout → process IMPS transfer → receive status updates → download receipt/report.

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Step 1

Create Payout Request

Send API request with beneficiary details, amount, and your internal reference ID.

Add beneficiary

Enter amount

Pass reference / notes

Submit payout

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Step 2

IMPS Transfer Processing

We validate details and initiate IMPS transfer. You can poll status or rely on webhook updates.

Validation checks

Transfer initiated

Rail response

Status updated

🔔

Step 3

Status, Receipts & Reports

Get webhooks for success/failure, track UTR/reference IDs, and download settlement reports.

Webhook callback

UTR/Ref captured

Receipt generated

Reports exported

ℹ️ Tip: Always send your internal settlement reference to simplify reconciliation.

Common Use Cases

Settlement API for Every Payout

From merchant settlements to refunds—handle payouts at scale from one integration.

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Merchant Settlements

Settle daily/instant collections

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Distributor Payouts

Automated partner settlements

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Refunds

Customer refunds & reversals

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Vendor Payments

Supplier/contractor payouts

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Instant Incentives

Cashbacks, rewards, incentives

🧑‍💻

Gig/Payroll Disbursal

Fast payouts to workers

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BBPS Settlement

Settle bill payments flows

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SaaS Payouts

Marketplace/vendor payouts

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Affiliate Payouts

Pay partners on performance

Start Settlement API →

Secure Settlement

Safe IMPS Payouts

Every payout is tracked with references, status updates, and downloadable receipts & reports for compliance.

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API Call

Payout created

→

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Checks

Validation & risk

→

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IMPS Transfer

Bank rails

→

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Status

Webhook + receipt

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Authenticated Requests

API auth + validation checks help reduce unauthorized payouts.

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Webhook Status Updates

Receive real-time callbacks on success/failure/processing states.

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Receipts & References

Track payouts with unique reference IDs and exportable reports.

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Fast Support

Raise tickets using reference IDs for quicker resolution.

Settlement API FAQ

Questions about Settlement API (IMPS)?

Common questions from businesses and developers.

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Is IMPS settlement instant?

IMPS is typically fast, but timelines can vary by bank and rail conditions.

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How will I get payout status?

You can use webhook callbacks and/or status APIs. Dashboard also shows live status.

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Do I get receipts & reports?

Yes. Download receipts and export settlement reports for reconciliation.

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What beneficiary details are required?

Typically account number + IFSC (or supported identifiers). Exact fields depend on configuration.

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Are there charges?

Fees may apply depending on rail, amount, and configuration. Final charges are visible in dashboard.

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Can I use this for POBO / vendor payouts?

Yes. It’s commonly used for POBO-style payouts and settlement workflows.

Talk to Support →

Start Settlement API

Settle payouts instantly
using IMPS API

Fast payouts · Webhook status · Receipts & reports · Business-ready settlement

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Instant Settlement via IMPS API for your business