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🏧 AEPS Banking 💳 Micro ATM 💸 Money Transfer ⚡ Utility Bills (BBPS) 📱 Mobile Recharge 🎓 Education Fee 🪪 PAN Services 📊 Vendor Payment
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Trusted Across 22+ States in India

Real Banking
for Every Corner
of Bharat

Finsova empowers 18,000+ local merchant partners to deliver cash withdrawals, money transfers, bill payments, insurance, and 11+ financial services — right from their shop.

🤝 Become a Saathi Partner Explore Services →
🔒
ISO 27001:2013 Certified
CERT-In Certified
🌐
SOC 2 Audited
Finsova India Network Map
Technology & Infrastructure Strength
⚡ Instant Settlement Infrastructure
🔗 Developer-Friendly Secure APIs
☁️ Scalable Cloud Architecture
📊 Smart Analytics & MIS Dashboard
🔐 Bank-Grade Encryption Security
🏢 Enterprise-Ready Payment Platform
18K+
Saathi Partners
↑ +18% Monthly
₹12L+
Monthly Transactions
₹800+Cr Monthly Value
22+
States Covered
Pan-India Network
98.7%
Transaction Success
Industry Best
The Challenge

Financial Exclusion Is Still Real
Across Rural India

Millions of Indians in tier-2, tier-3 towns and villages lack access to basic financial services. Finsova bridges that gap — one outlet at a time.

01
🏚️
No Bank Within Miles

Over 65% of rural India lives more than 5km from the nearest bank branch. A simple withdrawal becomes a full day's journey costing time and money.

02
🔀
Fragmented Service Chaos

Customers juggle 6+ separate apps for bills, recharge, transfers, and insurance. Merchants lose revenue from fragmentation and poor UX.

03
📉
Limited Financial Products

Insurance, credit, and investment access remain urban privileges. Rural citizens are locked out of India's financial growth story.

04
💼
Shops Under-Earning

Local kirana and general stores serve thousands of daily customers but have no tools to monetise those relationships with financial services.

Our Impact in Pictures

One Platform, Three Transformations

Finsova creates ripples across India — empowering merchants, serving customers, and building financial bridges.

🏪
For Shop Owners
From Kirana to Financial Hub

18,000+ shop owners have transformed their modest stores into community financial centres, tripling their average monthly income without any extra investment.

👨‍👩‍👧‍👦
For Communities
Banking Comes to the Doorstep

Millions of rural Indians now withdraw cash, pay bills, send money home, and buy insurance — without ever leaving their village. That's real financial inclusion.

🌱
For India's Future
Digital India, One Transaction at a Time

Each Finsova transaction is a step toward a fully digitised, financially literate India — strengthening the backbone of Bharat's grassroots economy.

Numbers that Tell the Story

Real-time performance metrics from the Finsova network — updated daily.

🏪
0
Active Saathi Outlets
↑ +18% this month
💸
0
Monthly Transactions
₹800+ Crore Value
🇮🇳
0
Indian States Covered
500+ Districts
All Services

11+ Financial Services,
One Powerful Platform

Everything your customers need — delivered through your outlet with instant settlement and real-time tracking.

🏧
AEPS Banking

Aadhaar-enabled withdrawals, balance check, and mini statement using biometric fingerprint. No card required.

Learn more →
💳
Micro ATM

Card-based instant cash withdrawals — serve customers of any bank, anywhere, without a traditional ATM machine.

Learn more →
💸
Money Transfer (DMT)

IMPS-powered instant fund transfers to any Indian bank account. Fast, low-cost, fully compliant with RBI norms.

Learn more →
⚡
Utility Bills (BBPS)

Electricity, gas, water, broadband, DTH, FASTag via India's national BBPS network — instant receipt every time.

Learn more →
📱
Mobile & DTH Recharge

All major operators — Jio, Airtel, Vi, BSNL, Tata Sky. Instant activation, digital receipt, earn on every top-up.

Learn more →
🎓
Education Fee Payment

Pay school, college, and coaching fees for thousands of Indian institutions — no queue, no hassle.

Learn more →
🪪
PAN Card Services

New PAN applications, corrections, and reprints via NSDL/UTI. Fully digital, at your outlet in minutes.

Learn more →
📊
Vendor Payment

Enterprise-grade payments, automated reconciliation, and real-time reporting for distributors and institutions.

Learn more →
Partner Onboarding

Live & Earning in
Just 48 Hours

No technical expertise needed. Our process is designed to get any shop owner up and running within two days.

01
📝

Register & KYC

Fill a simple form and submit your identity documents through the app. Our team verifies your account within 24 hours — fully digital, fully secure.

Aadhaar / PAN Shop Details Bank Account
02
🎓

Train & Go Live

Our partner success team provides free training via video call or in-person. Get full app access, dashboard login, and a dedicated support manager.

Free Training App + Portal Support Manager
03
💰

Serve & Earn Daily

Start offering all 11+ services immediately. Track every transaction, view your commission live, and receive daily settlement directly to your bank account.

Daily Commission Live Dashboard 24/7 Support
Start Your Journey →
Income Calculator

Calculate Your Monthly Earnings

Adjust the sliders to estimate your income as a Finsova Saathi partner based on your real shop activity.

Your Shop Profile

Estimate Your Daily Earnings

Daily Customers 30
Avg. Transaction Value ₹2,000
AEPS Transactions/Day 15
Estimated Monthly Income ₹42,000
From Finsova services alone
🏧 AEPS Commission ₹13,500
💸 DMT / Transfer ₹18,000
⚡ Bills + Recharge ₹6,750
🛡️ Insurance Bonus ₹3,750
🤝 Join & Start Earning Now
Security & Compliance

Enterprise-Grade Security
& Certified Infrastructure

Finsova operates on globally audited security standards and Indian regulatory frameworks — ensuring complete trust, compliance, and data protection.

🛡️
CERT-In Compliant Infrastructure
Our systems follow Indian Computer Emergency Response Team (CERT-In) cybersecurity guidelines for secure hosting, logging, and threat response.
📜
ISO 27001:2013 Certified
Internationally recognized Information Security Management System (ISMS) ensuring structured risk management and data protection controls.
🔍
SOC 2 Audited
Independently audited controls for security, availability, processing integrity, confidentiality, and privacy.
🔐
End-to-End Encryption
All transactions secured with 256-bit TLS encryption and advanced key management protocols.
⚙️
Real-Time Monitoring & Audit Logs
24/7 monitoring systems with audit-ready reporting for regulatory and internal compliance reviews.
☁️
Secure Cloud Infrastructure
High-availability cloud architecture with redundancy, disaster recovery, and 99.9% uptime guarantee.
Security Standards Coverage
Data Encryption Compliance 100%
Audit Control Coverage 98%
System Availability 99.9%
Incident Response SLA < 2 Hrs
ISO
International Security Certification
SOC 2
Independent Audit Validation
CERT-In
Indian Cyber Compliance
24/7
Security Monitoring
Integrated with India’s Leading Banks & Payment Platforms
🏦 Axis Bank
🏦 ICICI Bank
🏦 RBL Bank
🏦 Canara Bank
🏦 Yes Bank
🏦 Union Bank of India
🏦 UCO Bank
🏦 State Bank of India
🏦 DCB Bank
💳 Razorpay
💳 Cashfree Payments
🏦 Axis Bank
🏦 ICICI Bank
🏦 RBL Bank
🏦 Canara Bank
🏦 Yes Bank
🏦 Union Bank of India
🏦 UCO Bank
🏦 State Bank of India
🏦 DCB Bank
💳 Razorpay
💳 Cashfree Payments
For Shop Owners & Merchants

Transform Your Shop Into a
Financial Powerhouse

Finsova Saathi partners earn ₹15,000–₹80,000 in additional monthly income by offering financial services from their existing shop — no new investment required.

🤝 Become a Saathi Today 💬 WhatsApp Us
✓
Zero registration fee
✓
Free training provided
✓
Daily settlement guaranteed
👥
More Footfall

Customers come for financial services and stay to buy your regular products — naturally boosting all revenue streams.

3.2×
Average footfall increase
💰
Daily Commission

Earn from every transaction — AEPS, bills, transfers, insurance. Commission builds every single day, 365 days a year.

₹2K–₹5K
Average daily earning
🏆
Community Trust

Become the go-to financial resource in your neighbourhood. Build lasting loyalty that drives word-of-mouth referrals.

4.9★
Average partner rating
📈
Business Analytics

Live dashboard shows your transaction volume, commission trends, and settlement history in real time — always informed.

Live
Real-time reporting
Active Hub Top Region Growing

Active Across India

Rajasthan Uttar Pradesh Bihar Madhya Pradesh Maharashtra West Bengal Odisha Assam Jharkhand Chhattisgarh Karnataka Gujarat + 10 More
Our Reach

Spreading to Every
Corner of Bharat

Our Saathi network is active in 22+ states and growing every quarter — reaching the last mile of rural and semi-urban India where banking has historically been absent.

🏪
18,000+
Active outlet partners across India
📍
500+ Districts
Covered across 22 Indian states
🌱
+2,000 / Month
New Saathi partners onboarded monthly
Our Impact

Every Transaction,
A Life Changed

Saathi Network — Live Coverage
Active Outlet
Top Earner
New Partner
Expanding
New partner joined
🎉 Sunita Devi, Patna
Transaction completed
✅ ₹3,500 AEPS — Success
Real Numbers

Powering India's Financial Revolution

Our network creates jobs, reduces financial exclusion, and puts money in the hands of those who need it most — every single day.

🏧
₹840 Crore+
Total transactions processed to date
👥
2.1 Million+
Unique customers served monthly
🌱
500+ Villages
Now have banking access for the first time
Live Dashboard Preview

See Every Rupee, Every Transaction — Instantly

The Finsova Saathi app gives you full transparency. Watch your commissions grow in real time. No surprises, no guesswork — just clear, live data.

🤝 Become a Saathi 📱 Download App
Finsova Saathi — Today
🏧
AEPS Withdrawal
09:14 AM
+₹18
⚡
Electricity Bill
10:32 AM
+₹12
💸
Money Transfer
11:45 AM
+₹35
🛡️
Term Insurance
02:18 PM
+₹240
📱
Mobile Recharge
03:55 PM
+₹6
Today's Commission
₹2,847
Partner Stories

Real Saathis,
Real Results

Merchants across India share how Finsova transformed their shop and income.

"
★★★★★

My kirana store used to make ₹14,000 a month. After joining Finsova, the financial services commission alone adds ₹32,000 on top. My regular customers now come more frequently because I'm their one-stop shop.

R
Ramesh Verma
📍 Kota, Rajasthan · Kirana Store Owner
"
★★★★★

I was doubtful at first because I'm not tech-savvy. But the Finsova training was so simple. Within 48 hours I was live and serving customers. The WhatsApp support responds within 10 minutes — even at night!

P
Priya Devi
📍 Muzaffarpur, Bihar · CSC Operator
"
★★★★★

Selling insurance from my mobile accessories shop seemed impossible. Now it's my highest-commission service. Finsova opened a door I didn't even know existed — I've recommended it to 11 other shop owners.

A
Aslam Shaikh
📍 Nagpur, Maharashtra · Electronics Shop
The People Behind Finsova

Built with Heart,
for Real India

Our team of fintech veterans, rural banking experts, and product engineers is obsessively focused on one mission: making financial services accessible to every Indian.

👨‍💼
Deepak Thathera
Founder & CEO
"Financial inclusion isn't a feature — it's our entire reason for existing."
👨‍🎓
Punit Bhati
COO & Co-Founder
"Our app works on a ₹3,000 phone with 2G — and that's a feature, not a compromise."
👩‍💻
Priya Menon
Head of Partner Success
"Every Saathi is our brand ambassador. Their success is our success — period."
👩‍⚖️
Bhanu
CTO
"Trust is built transaction by transaction. Compliance isn't a constraint — it's our foundation."
Insights & Resources

Learn, Grow,
Earn More

Practical guides, partner success stories, and industry insights to maximise your Finsova earnings.

🏧
AEPS Mastery
Complete Guide to Starting AEPS at Your Outlet in 2024

Step-by-step setup, device selection, customer onboarding — everything you need to launch and earn from AEPS in one week.

5 min read Read article →
💰
Partner Stories
How Ramesh Made ₹46,000 in His First Month as a Finsova Saathi

A numbers-driven account of one Kota merchant's first 30 days — strategies, challenges, and breakthrough moments.

7 min read Read article →
🛡️
Insurance Opportunity
Why Insurance Is the Highest-Commission Service for Saathi Partners

The insurance boom in rural India is real — and Saathi partners are perfectly positioned to capture it. Here's the data.

6 min read Read article →
View All Articles →
Common Questions

Everything You Need to Know
Before You Start

Is there any cost to register as a Finsova Saathi?
⌄
Registration is completely free. No monthly fees, no subscription charges, no hidden deductions. You only need a smartphone, internet connection, and KYC documents (Aadhaar, PAN, and bank details).
How and when is my commission settled?
⌄
Commission is settled on a T+1 basis — today's earnings are transferred to your registered bank account by the next business morning. Track your live commission balance anytime from your dashboard.
What happens if a transaction fails?
⌄
All failed transactions are detected automatically. Customer amounts are reversed within 2–4 hours without any manual request. Raise a ticket from the app for unresolved cases — our team resolves 95%+ of issues within 24 hours.
Do I need a special device for AEPS services?
⌄
Yes — AEPS requires a fingerprint biometric scanner (USB or Bluetooth), available for ₹800–₹2,000 online. Our partner manager will guide you on the best device. Some partners receive subsidised devices through our onboarding program.
Is Finsova licensed and regulated in India?
⌄
Yes. Finsova Fintech Pvt. Ltd. fully compliant with BBPS and all applicable financial sector regulations. Partner data is stored in India with bank-grade security.
What support does Finsova provide to partners?
⌄
Every Saathi gets 7-days/week multilingual support via WhatsApp, in-app chat, and phone — in Hindi, English, Bengali, Marathi, and other regional languages. Plus a dedicated onboarding manager, free training, and a branded marketing kit.
View All FAQs →

Ready to Transform
Your Shop?

Join 18,000+ Saathi partners earning daily from India's most trusted fintech platform.
Free to join. Live in 48 hours. No technical expertise required.

🤝 Become a Saathi Now 💬 Talk to Sales on WhatsApp
🤝 Become a Saathi 📱 Download App